Charter Oak Health Plan

Welcome to the Charter Oak Health Plan website.  As of December 1, 2013, the Charter Oak Health Plan is no longer accepting applications, and will be ending at the end of 2013.


Now is the time to start thinking about your health coverage for next year. Charter Oak Health Plan coverage will expire December 31, 2013. After five-and-a-half years of offering coverage to uninsured Connecticut residents, Charter Oak will sunset in accordance with state law. As a result, Charter Oak will not pay for medical services for enrollees after December 31, 2013. This means you must enroll in a new health coverage option no later than December 15, 2013, for coverage to be effective on January 1, 2014. You will be able to apply for new coverage through Access Health CT, Connecticut’s Health Insurance Marketplace.

The Charter Oak Health Plan made affordable health coverage available to uninsured people with or without pre-existing conditions. On January 1, the Affordable Care Act (ACA) prohibits health insurance companies from denying you coverage or charging you more for a new policy because of your health condition, and permits states to create marketplaces for buying health insurance (also called “health insurance exchanges”). That means you’ll have more options for health coverage.

Access Health CT will help you shop for health coverage that meets your needs and fits your budget. Visit to learn more about the health insurance options available. There is a calculator available on the website to see if you’re one of the many people who will get a discount. Some current Charter Oak Health Plan enrollees will qualify for Medicaid, beginning January 1. Please follow this link for a fact sheet on Medicaid eligibility expansion. Open enrollment through Access Health CT began October 1, 2013, and coverage can start as early as January 1, 2014. You can also call the Access Health CT Contact Center at 1-855-805-HEALTH (1-855-805-4325). TTY users should call 1-855-789-2428.

For detailed information, please follow this link to read a notice about the changes in health care options coming to Connecticut.